JetFlow Blog

Practical guides for Hong Kong SMEs

Finance, tax, payroll, funding and growth — written for HK small-business owners. No fluff, just what to do and how JetFlow helps you do it faster.

Guides

Month-End Close Checklist for Small Business: A 5-Day Routine

A practical five-working-day month-end close for Hong Kong SMEs: reconciliations, cut-off, accruals, MPF by the 10th, FX revaluation and a one-page pack.

Sep 27, 202610 min read
Guides

Hong Kong SME Compliance Calendar 2026/27: Every Deadline

Every 2026/27 deadline for Hong Kong SMEs: MPF on the 10th, BIR56A, profits tax block extension dates, NAR1 in 42 days, the HK$2,350 BR fee and IR56E/F/G.

Sep 27, 20269 min read
Guides

Best Accounting Software for Hong Kong SMEs: A Buyer's Guide

How to choose accounting software in Hong Kong: MPF and IR56 payroll, FPS, multi-currency, Chinese UI and multi-entity cost, with Xero, QuickBooks, Zoho, Odoo, JetFlow.

Sep 27, 20269 min read
Guides

AI for SME Back Office in Hong Kong: What Works and PDPO Rules

Where AI genuinely helps a Hong Kong SME back office, where it doesn't, and what PCPD guidance from 2024, 2025 and August 2026 means for your data.

Sep 27, 202610 min read
Funding

Hong Kong SME Government Funding Guide 2026: What's Open and Closed

2026 map of HK SME funding: BUD (HK$800,000, 1:3), SFGS 80% loans to HK$18M until March 2028, NIFS. Plus what closed: TVP, SFGS 90%, EMF, DTSPP.

Sep 27, 20269 min read
Funding

BUD Fund Application Guide 2026: Caps, 1:3 Matching and Easy BUD

BUD Fund 2026: HK$800,000 per project at 1:3 matching, Easy BUD up to HK$150,000, 48 economies, EMF merged 1 July 2026. Eligibility, steps, pitfalls.

Sep 27, 202610 min read
HR & Payroll

MPF Offsetting Abolition: Employer Guide to SP and LSP Costs

Since 1 May 2025, MPF offsets only pre-transition SP/LSP. How to calculate both portions, the HK$390,000 cap, and the 25-year Government subsidy.

Sep 27, 202610 min read
HR & Payroll

Hiring Your First Employee in Hong Kong: 2026 Employer Checklist

First hire in Hong Kong? EC insurance, written terms, HK$43.1 minimum wage, MPF within 60 days, IR56E within 3 months, the new 468 rule and leave.

Sep 27, 202610 min read
HR & Payroll

Employer's Return 2026/27: BIR56A, IR56B, IR56E/F/G/M Guide

BIR56A and IR56B are due within one month of issue in April 2027. Who to report (HK$145,000 threshold), IR56E/F/G/M deadlines and e-filing.

Sep 27, 20269 min read
HR & Payroll

eMPF Platform: The Employer Checklist for Hong Kong SMEs

All 24 MPF schemes moved to eMPF by 30 April 2026. What changes for employers, a 10-step set-up checklist, payment references and the common pitfalls.

Sep 27, 20268 min read
Finance & Tax

Tax-Deductible Expenses in Hong Kong: An SME Checklist

What Hong Kong SMEs can deduct for profits tax: the s16/s17 rules, 100% write-offs, the 300% R&D deduction, MPF limits and 7-year record keeping.

Sep 27, 20269 min read
Finance & Tax

Profits Tax Return (BIR51) Filing Guide: Deadlines, Codes and Steps

BIR51 deadlines for the 2025/26 cycle: N, D and M block-extension dates, the e-filing month, supporting documents and penalties for filing late.

Sep 27, 202610 min read
Finance & Tax

How to Invoice with FPS and PayMe in Hong Kong (Free Template)

What a Hong Kong invoice must show, how to add an FPS ID or QR code, PayMe for Business fees, and a free copyable invoice template.

Sep 27, 20269 min read
Finance & Tax

Hong Kong Profits Tax: The Two-Tiered 8.25% Rate Explained

8.25% on the first HK$2m, 16.5% above — but only if elected, and only one connected entity per group. Plus the 2025/26 HK$3,000 waiver.

Sep 27, 20268 min read
Finance & Tax

Get Paid Faster: A Hong Kong Accounts Receivable Playbook

Credit terms, deposits, a reminder schedule with sample wording, late-interest clauses, DSO maths and when to use the Small Claims Tribunal (HK$75,000).

Sep 27, 202610 min read
Finance & Tax

Does Hong Kong Have VAT or GST? What It Means for Your Invoices

Hong Kong has no VAT, GST or sales tax. What HK invoices still need, and how EU, UK, Singapore, Australia and Mainland rules affect overseas sales.

Sep 27, 20269 min read
Finance & Tax

Hong Kong Audit Exemption: Why Small Companies Still Need an Audit

Section 359 gives small HK companies a reporting exemption, not an audit exemption. Who qualifies, what changes, and the one group that skips the audit.

Sep 27, 202610 min read